Farm Programs

Agriculture/Government Guaranteed Programs

First Bank is an active participant in several government guaranteed loan programs including:
  • FSA Guarantees: Provides financing for operating, intermediate, and long term needs with interest reduction options available. Visit Farm Service Agency for more details.
  • SBA Guarantees: Provides financing options for intermediate and long term needs.

Beginning Farmer Loans

First Bank is an active participant in the Beginning Farmer loan program. If eligible, a farmer is able to obtain financing for real estate and other depreciable assets.  Purchases at interest rates may be one to two percentages below market rates.

The Beginning Farmer Loan program can be used in conjunction with several direct loan programs through Farm Several Agency, which carry very attractive interest rates and loan terms. Contact one of our Ag Bankers for complete details.