Personal Savings

Whether you have been a saver for many years, or someone who is just getting started with a savings plan, maximize your benefits and financial goals with a First Bank savings account, that offers a competitive rate.

Savings accounts at First Bank also offer you these FREE benefits:
  • Digital & Text Banking
  • E-Statements
Take a look at the account features and highlights of our Savings Accounts listed below.  Review the current rates for all our checking and savings options. 

Savings Accounts



Statement Savings#
Grow With Me Savings#
(Ages under 10)
Grow With Me Savings#
(Ages 10-21)
Money Market# Holiday Savings#
Primary Features
  • Competitive Variable Interest Rate
  • FREE Digital & Text Banking
  • FREE e-Statements
  • Competitive Variable Interest Rate
  • Rewards for Savings Goals
  • Birthday $5.00 Deposit
  • FREE Digital & Text Banking
  • FREE e-Statements
  • Competitive Variable Interest Rate
  • Birthday $5.00 Deposit
  • Driver's Permit $5.00 Deposit (present your new Drivers Permit or License within 6 months of receiving the permit)
  • FREE Digital & Text Banking
  • FREE e-Statements
  • Competitive Variable Interest Rate
  • Tiered Interest Rate Calculation
  • FREE Digital & Text Banking
  • FREE e-Statements
  • Checks Available Upon Request
First Bank's Holiday Savings offers you a savings program to help you make the holidays memorable! 
  • Automatic payments or transfers into the account will help you save for all the little and big expenses of the holidays!
  • Funds will be distributed to a First Bank deposit account on the last business day of October.
Minimum Open Deposit $0.01 $0.01 $0.01 $0.01 $0.01
Interest Bearing Yes Yes Yes Yes Yes
Free Checks N/A N/A N/A No N/A
Service Charge@
$1/monthly statement cycle if avg. daily balance falls below $100.00

$2.00 excess withdrawal service charge will be charged for each debit in excess of six (6).
$2.00 excess withdrawal service charge will be charged for each debit in excess of six (6). $2.00 excess withdrawal service charge will be charged for each debit in excess of six (6).
$5/monthly statement cycle if avg. daily balance falls below $100.00

$5.00 excess withdrawal service charge will be charged for each debit in excess of six (6).
$5.00 excess withdrawal service charge will be charged for each debit in excess of zero (0).

# Variable Rate Account
@Sales Tax will be charged on the service charge total.
Accounts and rates offered through First Bank are available in our service areas of Bremer, Black Hawk, Wright, and surrounding counties in Iowa.