Personal Savings

Personal Personal Savings

Whether you have been a saver for many years, or someone who is just getting started with a savings plan, maximize your benefits and financial goals with a First Bank savings account, that offers a competitive rate.

Savings accounts at First Bank also offer you these FREE benefits:

Digital & Text Banking
E-Statements

Take a look at the account features and highlights of our Savings Accounts listed below. Review the current rates for all our checking and savings options.

Savings Accounts

	Statement Savings^#	Grow With Me Savings^# ^{(Ages under 10)}	Grow With Me Savings^# ^{(Ages 10-21)}	Money Market^#	Holiday Savings^#
Primary Features	Competitive Variable Interest Rate FREE Digital & Text Banking FREE e-Statements	Competitive Variable Interest Rate Rewards for Savings Goals Birthday $5.00 Deposit FREE Digital & Text Banking FREE e-Statements	Competitive Variable Interest Rate Birthday $5.00 Deposit Driver's Permit $5.00 Deposit (present your new Drivers Permit or License within 6 months of receiving the permit) FREE Digital & Text Banking FREE e-Statements	Competitive Variable Interest Rate Tiered Interest Rate Calculation FREE Digital & Text Banking FREE e-Statements Checks Available Upon Request	First Bank's Holiday Savings offers you a savings program to help you make the holidays memorable! Automatic payments or transfers into the account will help you save for all the little and big expenses of the holidays! Funds will be distributed to a First Bank deposit account on the last business day of October.
Minimum Open Deposit	$0.01	$0.01	$0.01	$0.01	$0.01
Interest Bearing	Yes	Yes	Yes	Yes	Yes
Free Checks	N/A	N/A	N/A	No	N/A
Service Charge^@	$1/monthly statement cycle if avg. daily balance falls below $100.00 $2.00 excess withdrawal service charge will be charged for each debit in excess of six (6).	$2.00 excess withdrawal service charge will be charged for each debit in excess of six (6).	$2.00 excess withdrawal service charge will be charged for each debit in excess of six (6).	$5/monthly statement cycle if avg. daily balance falls below $100.00 $5.00 excess withdrawal service charge will be charged for each debit in excess of six (6).	$5.00 excess withdrawal service charge will be charged for each debit in excess of zero (0).

^# Variable Rate Account

^@Sales Tax will be charged on the service charge total.

Accounts and rates offered through First Bank are available in our service areas of Bremer, Black Hawk, Wright, and surrounding counties in Iowa.

Open your account TODAY!

Before you get started, here are a couple things you need to know:

✓ You will need the Account Applicant's Social Security Number.
✓ A Valid ID (driver's license or other government issued ID) is required.

✓ The online account opening process may take about 10 minutes, then will be reviewed by one of our personal bankers.

If you are a minor or Non-resident alien, you will need to call 319-352-1340 to speak with a banker or visit your local First Bank office.

Online account opening works best on your mobile device. Use the QR code located below to get started. Existing First Bank customers can open a new account through their Digital Banking online access.

*To open an account, the applicant must be at least 18 years of age and eligible to complete a W-9.