Personal Loans

First Bank is committed to serving you with a full array of financial services. Working with us will help you find the right solution for your personal needs. You can count on us for a hassle-free application process to quick and local decisions.

We offer a variety of personal loans to fit your needs and financial situation. 
Homeowners can use the equity in their home to finance major purchases. This would include home improvements, education expenses, loan consolidation, or any worthwhile endeavor. Repayment terms are flexible, convenient, and modified to fit your budget. Home Equity Loans may have a possible tax benefit.
This line of credit is a very convenient way to borrow and give you the flexibility to use on the current equity in your home. Whether it’s home improvements or large purchases, the variable rate loan has a revolving balance that is similar to a credit card. Simply borrow what you need, when you need it. The interest you pay may be tax-deductible.*
We offer auto loans that work for your budget!  We'll finance a new car or help you work around your finances to payoff purchases you previously made.  
Enjoy the outdoors?  Let First Bank finances the purchase of a new or used recreational vehicle.
With an Unsecured loan, you can use your assets instead of collateral when requesting a Personal Loan. After examining the borrowers credit history, our lenders will make a decision on approving a Unsecure Loan.    

Iowa Student Loans - A First Bank Partnership

First Bank works with the Iowa Student Loan to offer supplemental private loans to help with your college expenses as well as refinancing existing student loan debt. As an Iowa non-profit and the state’s student loan experts, Iowa Student Loan offers competitively priced loans.*

With these loans, you know what you’re getting before you apply. All terms and conditions, including credit score requirements for specific rates can be provided upfront. Also, there are no upfront origination fees and you can earn an interest rate reduction for making payments by auto-debit in repayment. Note: these loans are subject to credit approval.
  • The Partnership Advance Education Loan (Partnership Loan) and College Family Loan were created to help you pay college costs while currently a student at a school.
  • The Partnership Loan is for students and their co-signers.
  • The College Family Loan is for parents, family members and others who wish to borrow on behalf of the student.
  • The Reset Refinance Loan can help you simplify repayment or pay lower interest costs on existing student loans after college.

Tools and Tips to help Minimize Borrowing:
Take advantage of Iowa Student Loan’s Smart Borrowing Tools.  These free resources include online tools to help students and families:
Avoid over borrowing.
  • Explore jobs and potential earnings for graduates of specific majors.
  • Estimate total college costs four four years of undergraduate students.
  • Before applying for a private loan, be sure to complete the FAFSA, or Free Application for Federal Student Aid, first. You should also work with our college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.

About Iowa Student Loan:
Iowa Student Loan was established in 1979 as a private, nonprofit corporation, and it’s mission is to help Iowa students and families obtain the resources necessary to succeed in post-secondary education.

*First Bank is compensated by Iowa Student Loan for the referral of student loan customers.