Jeff Conrey, CTFA | Vice President & Trust Officer
- Bachelor of Arts Degree in Business & Marketing from Wartburg College
- Honors Graduate of Cannon Financial Institute’s Personal Trust School
- Certified Trust & Financial Advisor
- Over 25 years of Trust and Investment Service experience
- Wartburg College Planned Giving Advisory Council
- Black Hawk County Estate Planning Council
LuAnn Ray, CTFA | Vice President & Trust Officer
luannr@firstiowa.bank | 319.242.7947 (call or text)
- Honors Graduate of Cannon Financial Institute’s Personal Trust School
- Certified Trust & Financial Advisor
- Over 30 years of Trust and Investment Service experience
- Cedar Valley Senior Connections
- Cedar Valley Hospice Friends Committee
Joan Rice | Trust Officer
- Bachelor of Arts Degree from Upper Iowa University in Business Administration and Human Resources
- Graduate of Cannon Financial Institute Personal Trust School
- Over 25 years of Trust Administration and Operations Experience, with 31 total years in the financial services industry
- Waterloo Downtown Rotary Club
- Cedar Valley Senior Connections
Jennifer Staines, CTFA | Assistant Trust Officer
jennifers@firstiowa.bank | 319.242.7946 (call or text)
- Associate of Science Degree from Iowa Western Community College
- Graduate from Cannon Financial Institute’s Personal Trust School
- Certified Trust & Financial Advisor
- Over 25 years of experience in the financial services industry
- Volunteer for NE Iowa Food Bank Mobile Food Pantry
Lindsay Morgan | Trust & Banking Services Officer
lindsaym@firstiowa.bank | 515.293.4907 (call or text)
- Associate of Arts Degree from Iowa Central Community College
- Over 20 years in the financial services industry
- Extensive experience with the management of IRA’s, HSA’s and Trust Accounts
- Our Foundation for the Future Board Member

meghanw@firstiowa.bank | 319.242.7980 (call or text)
- Associate of Arts Degree in Science from Hawkeye Community College
- Over 5 years of office management and customer service experience
- First Bank employee since October 2021