Time Certificates of Deposit
APY & Interest Rates Effective January 1, 2020
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|
Term |
APY* |
Interest Rate |
Minimum Deposit |
|---|---|---|---|
|
CD Specials |
|
|
|
|
10 Month Special |
2.15 % |
2.14 % |
$5,000.00 |
|
3 Months |
1.00 % |
1.00 % |
$1,000.00 |
|
6 Months |
1.30 % |
1.29 % |
$1,000.00 |
|
12 Months |
1.50 % |
1.49 % |
$1,000.00 |
|
48 Months |
1.80 % |
1.79 % |
$1,000.00 |
|
36 Months |
1.80 % |
1.79 % |
$1,000.00 |
|
24 Months |
1.80 % |
1.79 % |
$1,000.00 |
|
36 Month Raise-A-Rate |
1.80 % |
1.79 % |
$5,000.00 |
|
Savvy Saver 24 Month (21 years and younger) |
1.90 % |
1.89 % |
$50.00^ |
|
|
|
|
|
^Savvy Saver CD can be added to at any time.
*APY - Annual Percentage Yield
**Variable Rate Account - The rate may change after the account is opened.
Substantial Penalty for Early Withdrawal
Accounts and rates offered through First National Bank are available in our service area of Bremer, Black Hawk and surrounding counties in Iowa.
Retirement Account Rates: IRA-Roth-SEP-CESA
APY & Interest Rates Effective January 1, 2020
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|
Term |
APY* |
Interest Rate |
Minimum Deposit |
|---|---|---|---|
|
48 Month IRA |
2.00 % |
1.99 % |
$1,000.00 |
|
Variable Rate Balance <= $9,999.99 |
2% |
2% |
$25.00 |
|
Variable Rate Balance => $10,000.00 |
2% |
2% |
$25.00 |
*APY - Annual Percentage Yield
**Variable Rate Account - The rate may change after the account is opened
Fees may reduce earnings
Accounts and rates offered through First National Bank are available in our service area of Bremer, Black Hawk and surrounding counties in Iowa.
Deposit Account Rates
APY & Interest Rates Effective January 1, 2020
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|
Term |
APY* |
Interest Rate |
|---|---|---|
|
First Checking** |
0.10 % |
0.10 % |
|
Premier Rewards** |
3.26 % |
3.21% |
|
Statement Savings**~ |
0.20 % |
0.20 % |
|
Kids Club Savings**~ |
0.20 % |
0.20 % |
|
Holiday Savings% |
0.20 % |
0.20 % |
|
Teen Sense Savings**~ |
0.20% |
0.20% |
|
Money Market^ |
|
|
|
<$4,999.99** |
0.15 % |
0.15 % |
|
$5,000.00 - $24,999.99** |
0.30 % |
0.30 % |
|
$25,000.00 - $99,999.99** |
0.45 % |
0.45 % |
|
$100,000.00 - $249,999.99** |
0.50 % |
0.50 % |
|
$250,000.00 and Above** |
0.65 % |
0.65 % |
*APY - Annual Percentage Yield
**Variable Rate Account - The rate may change after the account is opened
Fees may reduce earnings
~ $2.00 excess withdrawal service charge for each debit in excess of 6 per statement cycle.
^ $5.00 excess withdrawal service charge for each debit in excess of 6 per statement cycle.
% $5.00 excess withdrawal service charge for each debit.
Accounts and rates offered through First National Bank are available in our service area of Bremer, Black Hawk, Wright and surrounding counties.