Rates

Checking & Savings

APY & Interest Rates Effective by September 1, 2021
Term APY* Interest Rate
First Checking** 0.10 % 0.10 %
Premier Rewards** 2.02 % 2.00 %
Statement Savings**~ 0.10 % 0.10 %
Kids Club Savings**~ 0.20 % 0.20 %
Holiday Savings% 0.20 % 0.20 %
Teen Sense Saving**~ 0.20 % 0.20 %

Money Market^

Balance APY* Interest Rate
<$4,999.99** 0.10 % 0.10 %
$5,000 - $24,999.99** 0.15 % 0.15 %
$25,000 - $99,999.99** 0.20 % 0.20 %
$100,000.00 - 249,999.99** 0.25 % 0.25 %
$250,000.00 and Above** 0.30 % 0.30 %
*APY - Annual Percentage Yield
**Variable Rate Account - The rate may change after the account is opened
Fees may reduce earnings
~ $2.00 excess withdrawal service charge for each debit in excess of 6 per payment cycle
^ $5.00 excess withdrawal service charge for each debit in excess of 6 per payment cycle
% $5.00 excess withdrawal service charge for each debit
Accounts and rates offered through First Bank available in our service areas of Bremer, Black Hawk, Chickasaw, Wright and surrounding counties in Iowa.