Rates

Checking & Savings Rates

APY & Interest Rates Effective by July 1, 2022
Term APY* Interest Rate
First Checking** 0.10 % 0.10 %
Premier Rewards** 3.04 % 3.00 %
Statement Savings**~@ 0.10 % 0.10 %
Kids Club Savings**~@ 0.20 % 0.20 %
Holiday Savings+@ 0.20 % 0.20 %
Teen Sense Saving**~@ 0.20 % 0.20 %

Money Market^@

Balance APY* Interest Rate
<$4,999.99** 0.10 % 0.10 %
$5,000 - $24,999.99** 0.15 % 0.15 %
$25,000 - $99,999.99** 0.20 % 0.20 %
$100,000.00 - 249,999.99** 0.25 % 0.25 %
$250,000.00 and Above** 0.30 % 0.30 %
*APY - Annual Percentage Yield
**Variable Rate Account - The rate may change after the account is opened
@ Sales Tax will be charged on the service charge total
~ $2.00 excess withdrawal service charge for each debit in excess of 6 per payment cycle
^ $5.00 excess withdrawal service charge for each debit in excess of 6 per payment cycle
% $5.00 excess withdrawal service charge for each debit
+ Early withdrawal transaction fee if some or all the funds are withdrawn before the last business day of October.
Fees may reduce earnings
Accounts and rates offered through First Bank available in our service areas of Bremer, Black Hawk, Chickasaw, Wright and surrounding counties in Iowa.