Rates

Checking & Savings Rates

APY & Interest Rates Effective October 1, 2024

Term APY* Interest Rate
First Checking**@ 0.10 % 0.10 %
Premier Rewards**@& 3.04 % 3.00 %
Statement Savings**~@ 0.10 % 0.10 %
Grow With Me Savings**~@ 1.00 % 1.00 %
Holiday Savings**+@ 1.00 % 1.00 %

Money Market**^@

Balance APY* Interest Rate
<$4,999.99 0.15 % 0.15 %
$5,000 - $24,999.99 0.30 % 0.30 %
$25,000 - $99,999.99 0.50 % 0.50 %
$100,000.00 - 249,999.99 0.75 % 0.75 %
$250,000.00 and Above 1.00 % 1.00 %
 
*APY - Annual Percentage Yield
**Variable Rate Account - The rate may change after the account is opened.
@ Sales Tax will be charged on the service charge total.
& Annual Percentage Yield effective as of October 1, 2024. Must maintain daily balance of $2,000. or more during statement cycle. Balance $0.01. to $20,000: Rate of 3.00% (3.04% APY). Balance of $20,000.01 or more: Rate of 0.1% (0.1% APY). If qualifications are not met, the interest rate will be 0.01% (0.01% APY) on entire balance and ATM fees will not be credited to your account.
~ $2.00 excess withdrawal service charge for each debit in excess of 6 per payment cycle.
^ $5.00 excess withdrawal service charge for each debit in excess of 6 per payment cycle.
+ During any month, you may make no more the 0 withdrawals or transfers to another account of yours or to a third party by any means without penalty.  $5.00 excess withdrawal service charge will be charged for each debit in excess of zero (0).
Fees may reduce earnings.
Accounts and rates offered through First Bank available in our service areas of Bremer, Black Hawk, Wright and surrounding counties in Iowa.