First Bank offers you a variety of checking accounts to fit your financial needs. From Rewards Accounts to our popular Free Checking, we're sure you will find an account that makes it easy to manage your finances.
Take a look below at the complete list of features for all our checking accounts or review the current rates for all our checking and savings options.
Premier Rewards
Do you maintain a checking account balance of $2,000 or more and have an ACH deposit or payment?
A Premier Rewards checking account may be the best option for you. Earn a highly competitive interest rate on balances up to $20,000. With Premier Rewards Checking you also receive all the benefits of our FREE Checking Account in addition to earning these benefits:
- Earn a higher interest rate paid on balances between $0.01 and $20,000#
- A lower interest rate will be paid on remaining balances over $20,000
- Reimbursement for non-First Bank ATM transactions up to $10, when you qualify
- $3/month for images with statements@
To Qualify for Your Premier Rewards, you must:
- Receive e-statements to a valid email address
- Have at least 12 signatures or PIN based debit card transactions with a $5 minimum purchase posted during the statement cycle (excludes ATM transactions)
- Complete one ACH deposit or withdrawal of $100 or more posted to the account during the statement cycle
- Maintain a daily balance of $2,000 or more during statement cycle
- If monthly qualifications are not met, the account will earn 0.01% APY on the entire balance and ATM fees will not be credited to your account
- Have a valid US Taxpayer Identification Number (Form W-9 eligible for tax reporting)
Limit one account per individual, available on personal accounts only.
Annual Percentage Yield effective as of April 1, 2024.
Annual Percentage Yield effective as of April 1, 2024.
Fees may reduce earnings.
#Variable Rate
@Sales Tax will be charged on service totals.
Digital Rewards
Do you use your Debit card for most purchases and prefer to receive secure E-Statements?
Earn cash back every month with First Bank's Digital Rewards account. Every time you qualify you'll receive:
- Receive all the FREE Benefits plus earn an extra $5 deposit per statement cycle
- Reimbursement for non-First Bank ATM transactions up to $10, when you qualify
To Qualify for Digital Rewards, you must:
- Receive e-statements to a valid email address
- Have at least 12 signatures or PIN based debit card transactions with a $5 minimum purchase posted during the statement cycle (excludes ATM transactions)
- Have a positive balance at the end of the statement cycle
- Have a valid US Taxpayer Identification Number (Form W-9 eligible for tax reporting)
Free Checking
Our basic checking with everything you need to manage your finances, with no additional requirements.
- FREE Debit Card
- FREE Digital & Text Banking
- FREE Remote Deposit
- FREE E-Statements
- No monthly service charges
First Checking
First Checking offers a competitive variable rate when you maintain an average daily balance of $500 or more plus all the benefits of Free Checking.
- FREE Debit Card
- FREE Digital & Text Banking
- FREE Remote Deposit
- FREE E-Statements
- FREE Small Safe Deposit Box for 1 year
- First box checks FREE