Personal Savings

Whether you have been a saver for many years, or someone who is just getting started with a savings plan, we have an account for you!

Account Features
Statement Savings**~@
Grow With Me Savings**~@ Money Market@^ Holiday Savings@+*
Minimum Open Deposit $0.01 $0.01 $0.01 $0.01
Service Charge
$1/Stm. Cycle if avg. daily
balance falls below $100
None $5/Stmt. Cycle if avg. daily balance falls below $100 None
Interest Bearing Yes Yes Yes Yes
Free Checks N/A N/A No N/A
  • Competitive Variable Interest Rate
  • FREE Digital & Text Banking
  • FREE e-Statements
  • $1/ per statement cycle if avg. daily balance falls below $100
  • $2 excess withdrawal service charge for each debit in excess of 6 per month
  • Competitive Interest Rate
  • Birthday $5 Deposit
  • Driver's Permit $5 Deposit (present your new Drivers Permit or License within 6 months of receiving the permit)
  • FREE Digital & Text Banking
  • FREE e-Statements
  • Competitive Interest Rate
  • Rewards for Savings Goals
  • Birthday $5 Deposit
  • FREE Digital & Text Banking
  • FREE e-Statements
  • Competitive Interest Rate
  • Tiered Interest Rate Calculation
  • FREE Digital & Text Banking
  • FREE e-Statements
  • Checks Available
  • $5 per statement cycle if average daily balance falls below $100
  • $5 excess withdrawal service charge for each debit in excess of 6 per month
Join the Club!  First Bank's Holiday Savings offers you a savings program to help you make the holidays memorable!  Automatic payments or transfers into the account will help you save for all the little and big expenses of the holidays!  Ask your Personal Banker for more information.





** Variable Rate Account
@Sales Tax will be charged on the service charge total. 
~ $2.00 excess withdrawal service charge for each debit in excess of 6 per payment cycle
^$5.00 excess withdrawal service charge for each debit in excess of 6 per payment cycle
+Early withdrawal transaction fee if some or all funds are withdrawn before the last business day of October. 
*Variable Rate Account Accounts and rates offered through First Bank available in our service areas of Bremer, Black Hawk, Wright Co, Chickasaw and surrounding counties in Iowa.